Ask a real estate pro: What happens if I walk away from a reverse mortgage?

Need some advice on dealing with a homeowner’s association? Is a short sale your best option for unloading your home? Lawyer and real estate consultant Gary M. Singer will answer your housing questions in this space each Friday. To ask Gary a question, click here. Q: We took out a reverse mortgage three years ago. …

The Bull in BofA’s Mortgage Portfolio

No one would accuse the executive given the task of salvaging Bank of America Corp.’s troubled mortgages of being a smooth operator. During his first public appearance after being named to the job in February, Terry Laughlin mispronounced the name of one executive and was blamed for not giving a customary introduction to one of …

Tracking mortgage’s owner can be ordeal

Alan Fagan finally figured out who owns his mortgage. He had lost his job, was running up credit cards paying bills, and faced foreclosure. Citimortgage, a division of America’s third-largest bank, services the loan and told him repeatedly it could not modify the terms or offer him a revised repayment plan. Why? The investors who …

Mayo column: If there’s no Citizens Insurance for Floridians, then what?

What happens if there’s no Citizens Property Insurance, the state-run insurer of last resort that has become the insurer of only resort for many South Floridians? “If you get rid of Citizens, then everyone has to go to the private market,” said Erick Collazo, of Boca Raton. “And if the private market won’t write policies …