PIA of La. Stresses Preparation for 2006 Hurricane Season
Due to the upcoming start of Hurricane Season on June 1, the Professional Insurance Agents (PIA) of Louisiana launched a public awareness campaign that includes the following tips for insurance consumers to prepare for the upcoming season, information regarding the availability and affordability of property insurance in south Louisiana and available insurance consumer resources.
Flood insurance is NOT covered under homeowners policies in Louisiana, and wind and hail may not be covered either. No matter where you live, it is extremely important that you consider whether you should purchase a separate flood policy.
Your mortgage lender may not require you to purchase flood insurance, but that doesn’t mean you don’t need it. Almost 25 percent of all flood insurance claims come from areas with minimal flood risk, according to the National Flood Insurance Program.