Buy now, pay later

Buy now, pay later

Mortgage lenders are offering all sorts of exotic mortgages that can help lower monthly payments, but might prove risky if home prices fall and interest rates rise.

There’s probably a mortgage out there to meet the needs of anyone who is looking to buy a house.

Want a low monthly payment? There are mortgages that allow you to pay only the interest on the loan for the first few years. For some loans, you don’t have to make a down payment or prove your income.