Citizens board approves 10.2 percent insurance increase [Florida]

State-run insurer Citizens backed off proposals to uncap rates for new customers and limit coverage for water damage but its board voted Friday to approve an average 10.2 percent increase in premiums. In an unusual move, the board approved sending regulators two sets of rates. One is an average 8.8 percent increase statewide. But the …

Strip Off: When Bankruptcy and a Second Mortgage Are an Opportunity for Florida Homeowners

As a consumer attorney, it isn’t often that I get to say “bankruptcy” and “exciting news” in the same conversation, let alone in the same breath.But in May, the 11th Circuit Court of Appeals, which covers all of Florida, made some exciting bankruptcy news. A three-judge panel ruled that homeowners with a completely underwater second …